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Joseph Mercado

Joseph W Mercado Ins Agcy Inc
(631) 205-6071

1814 Middle Country Road
Ridge, NY 11961-2418

Across the street from the Mobil gas station

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My favorite part of being an agent is having the ability to protect and educate the neighborhood I grew up in. I wanted this role because I have witnessed too many people without proper coverage. Throughout my 12 years as a licensed agent, I have seen the destruction improper coverage could change someone's livelihood. It is our duty to hold meaningful conversations so we can protect what's most important to you. The more we know, the more we can help!

Protect your family with Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Health Insurance, Term/ WholeLife Insurance and Personal Liability Umbrella Insurance Policies. These policies will protect your assets regardless of liability. We know that everyone’s budget is different which is why we love to sit with you over a cup of coffee or chatting with you over the telephone. We take pride in helping you decide what types of products are reasonable and fit your personal situation. We want to give you comfort that if something unexpected happens, you can be comforted to know that my team and I are here to help you through any life event.

Because I am a small business owner, we love working with other small businesses to help them realize how to protect their venture. We can take care of your needs with Business Liability Insurance, Commercial Auto, Workers Compensation Insurance as well as Commercial Liability Umbrella policies.

We believe everybody should have fun, but fun for one person can be different for the next person which is why we offer products with coverage's that fit most customer's needs like RV, Camper, ATV and Snow Mobile Insurance.

We are here when you need us. You can call us 24/7 for a free insurance quote, start one online or if you prefer, stop by and say hello. We'll be happy to spend time with you discussing how we can help what's most important to you.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


Office Hours

9am - 5pm
9:30am - 12:30pm
After Hours by Appointment
Call us 24 hours a day!
1814 Middle Country Road
Ridge, NY 11961-2418
Map & Directions


English, Spanish
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Our mission is to build as many invaluable relationships as possible and enlighten the risks of everyday life. My team is dedicated to insure what is most important to you. We strive to earn a remarkable reputation for superior customer service and strong industry knowledge. We are the recognized choice for insurance and financial services.

Our licensed team members are dedicated to providing excellent customer service. We take pride in having extensive industry knowledge so that we can help educate our customers, making it easier for you to make the right coverage decisions. We are passionate about insuring what is most important to you and we love having the ability of explaining how coverages work in simplest form. Reach out to us today so we can show you why having an Agent makes all the difference.

Corrine Piotrowski State Farm Agent Team Member

Corrine Piotrowski

Customer Service Representative

I take pride in my ability to offer extensive insurance and financial knowledge for you and your family. Whether it be for your Auto, Home, Business or Life insurance. As a mother, I know how important it is to protect the things that mean the most. That is one of the reasons I decided to pursue a career with State Farm. Coming from a huge family, I wanted to make sure they’re always covered in every aspect. I put fourth energy and passion into being your insurance counselor. I look forward to providing the right coverage that fits your budget.

Serenity Love State Farm Agent Team Member

Serenity Love

Account Manager

I have always had a passion for taking care of others. My goal as a licensed insurance agent is to protect you and those you love in unexpected days and times. I love sharing the joy of great protection at the right price.


Lena Rattliffe

Madelin Villatoro Ramirez State Farm Agent Team Member

Madelin Villatoro Ramirez

Account Manager